Stripe vs Square fees
Put in your sale and see which one leaves you more money.
Stripe vs Square on common amounts (online)
| Sale | Stripe (online card) | Square Online, Free plan | Square Online, Plus plan / API |
|---|---|---|---|
| $10.00 | $0.59 | $0.63 | $0.59 |
| $25.00 | $1.03 | $1.13 | $1.03 |
| $50.00 | $1.75 | $1.95 | $1.75 |
| $100.00 | $3.20 | $3.60 | $3.20 |
| $250.00 | $7.55 | $8.55 | $7.55 |
| $500.00 | $14.80 | $16.80 | $14.80 |
| $1,000.00 | $29.30 | $33.30 | $29.30 |
| $5,000.00 | $145.30 | $165.30 | $145.30 |
Which should you pick?
Pick Stripe if you sell mainly online or need flexible developer tools. Pick Square if you sell in person, since its hardware and point-of-sale app are free to start and its in-person rate is lower on larger tickets.
For small in-person sales under about $5, Stripe Terminal's 5¢ fixed fee can come out slightly cheaper.
Common questions
Is Square cheaper than Stripe?
In person on larger sales, yes. Online on the Free plan, no: Square charges 3.3% + $0.30 against Stripe's 2.9% + $0.30.
Does Square charge dispute fees like Stripe?
No. Stripe charges $15 per dispute, while Square charges nothing.
More fee calculators
Rates are each processor's standard published US pricing, checked October 2026. Your rate can differ if you have negotiated or custom pricing, so confirm against your own statement. FeeSlip is independent and not affiliated with PayPal, Stripe or Square.