PayPal vs Stripe fees
Put in your sale and see which one leaves you more money.
PayPal vs Stripe on common amounts (online)
| Sale | Stripe (online card) | PayPal Goods & Services | PayPal Checkout |
|---|---|---|---|
| $10.00 | $0.59 | $0.79 | $0.84 |
| $25.00 | $1.03 | $1.24 | $1.36 |
| $50.00 | $1.75 | $1.99 | $2.24 |
| $100.00 | $3.20 | $3.48 | $3.98 |
| $250.00 | $7.55 | $7.97 | $9.22 |
| $500.00 | $14.80 | $15.44 | $17.94 |
| $1,000.00 | $29.30 | $30.39 | $35.39 |
| $5,000.00 | $145.30 | $149.99 | $174.99 |
Which should you pick?
Stripe wins on fees at every amount for online card payments. PayPal's case is its buyers: many shoppers trust the PayPal button and already have an account, which can lift conversions enough to cover the higher fee.
A lot of stores offer both: Stripe for cards and PayPal as an extra button.
Common questions
Is Stripe cheaper than PayPal?
Yes, on standard pricing. Stripe charges 2.9% + $0.30 online and PayPal Checkout charges 3.49% + $0.49.
How much more does PayPal cost per year?
At 100 sales of $100 a month, PayPal Checkout costs $936.00 more a year than Stripe.
More fee calculators
Rates are each processor's standard published US pricing, checked October 2026. Your rate can differ if you have negotiated or custom pricing, so confirm against your own statement. FeeSlip is independent and not affiliated with PayPal, Stripe or Square.